Financial & Insurance Policy

Dental treatment is an excellent investment in an individual's physical and psychological well being.  Financial considerations should not be an obstacle to obtaining this important health service.  We are proud that our fees reflect the time that the doctor spends with each patient as well as the overall quality of care and service that we provide in our practice.  However, we know that people have different needs in fulfilling their financial obligations.  For this reason we provide the following payment options.

Flexible Monthly Payment Options

With our convenient payment plans, you can have the smile of your dreams today. 

  • Pre-paid 4-month (or less) Payment Plan
  • Payments begin whenever you wish
  • Patient pays our office in advance and we run a credit on account
  • As soon as payments equal entire amount due for treatment, treatment begins

No interest financing directly through the office

CareCredit can help you get the healthy, radiant smile you’ve always wanted with the card designed specifically for your health and beauty needs. CareCredit offers No Interest and low monthly payment options, no up-front costs, no prepayment penalties and no annual fees so you can show off those pearly whites as soon as you’re ready. And if your dentist recommends a procedure your wallet’s not quite ready for, CareCredit can help you get it sooner. Feel free to put a big smile on your face.

We Accept Visa, Master Card, Discover

Patients Who Have Dental Insurance – We welcome dental insurance. We will be happy to answer all of your questions and call your insurance provider to verify benefits. Although we do not participate with all Insurance Carriers we will help you get reimbursment.

Insurances accepted at this practice:

  • Delta Dental
  • Blue Cross Blue Shield of RI and MA
  • Always Care
  • Aetna CVS Healthcare

151 Waterman St
Providence, 02906

Lena D. Karkalas, DDS

151 Waterman St

Tel: (401) 861-2140

MON - THU : 7:00 am - 2:00 pm

FRI - SUN : Closed

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